88mph is continuously iterating on the best way to operate a non-custodial, fully on-chain fixed yield rate protocol, don't hesitate to send us your direct and honest feedback here.
88mph offers two non-custodial on-chain products:
A fixed-term fixed-rate yield product acting as an intermediary between you and third-party variable yield rate lending protocols to offer the best fixed yield rate on your capital, with a custom maturity up to 1 year.
A yield speculation instrument, called Yield Tokens (YTs), allowing users to speculate on the variable yield rate of third-party protocols such as Compound or Aave.
By using the fixed rate pools, users receive MPH tokens that can be used to obtain veMPH tokens to earn protocol revenues and exercise voting rights.